Gusto Review (2026)
Payroll, benefits and HR for small business (US)
Gusto makes payroll something you stop worrying about — delightfully simple, with benefits and compliance built in — as long as you're a US business, since that's the only market it serves.
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👍 What we like
- Delightfully simple payroll
- Benefits and compliance built in
- Great onboarding experience
👎 What could be better
- US-only
- Per-person fees add up
What is Gusto?
Gusto is a modern payroll and HR platform for US small businesses, automating payroll, taxes, benefits and onboarding in one friendly app.
Key features
Full-service payroll, automatic tax filing, benefits administration, hiring and onboarding, and time tracking.
Who is Gusto for?
Gusto suits US small businesses wanting stress-free payroll. For global teams and contractors, compare Deel.
What people use Gusto for
Small-business payroll
Run payroll in minutes with automatic tax filing.
Benefits admin
Health, 401(k) and more in one place.
Onboarding
Hire and onboard new employees smoothly.
How to get started with Gusto
- 1Sign up
Create your account and add company details.
- 2Add employees
Enter your team or let them self-onboard.
- 3Connect your bank
Link the account payroll runs from.
- 4Run payroll
Review and submit — taxes are filed automatically.
Expert tips
Gusto lets staff enter their own details, saving you time.
Gusto pays 1099 contractors, not just W-2 employees.
Gusto pricing
Prices are indicative and change often — confirm on the official site.
Gusto FAQ
Is Gusto only for US businesses?
Yes — Gusto handles US payroll, taxes and benefits. For global teams and contractors, Deel is the better fit.
Does Gusto file payroll taxes?
Yes, Gusto automatically calculates and files federal, state and local payroll taxes.
Can Gusto pay contractors?
Yes, it pays both employees and 1099 contractors.
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