Square Review (2026)

Payments and POS for in-person and online

4.2 Payments
Our verdict

Square is the simplest way to take payments in person and online from one system — great POS hardware and transparent pricing — though it's less flexible than Stripe for custom online setups.

Advertising disclosure: some links on this page are affiliate links. If you sign up through them we may earn a commission — at no extra cost to you. This never affects our rankings or reviews.

👍 What we like

  • Great point-of-sale hardware and app
  • Transparent flat-rate pricing
  • Free online store included

👎 What could be better

  • Less developer flexibility than Stripe
  • Higher online rates

What is Square?

Square is a payments and commerce platform best known for its point-of-sale system, serving retail, restaurants and service businesses online and offline.

Key features

POS hardware and app, online checkout, invoicing, a free e-commerce site, and integrated payroll and marketing add-ons.

Who is Square for?

Square suits businesses that sell in person and want simple, unified payments. For developer-grade online payments, compare Stripe.

What people use Square for

Retail & hospitality

Point-of-sale with hardware and app.

Service businesses

Invoicing and appointment payments.

Online + offline

One system for a shop and a website.

How to get started with Square

  1. 1
    Sign up

    Create a free Square account.

  2. 2
    Get hardware or the app

    Use the free app or add a reader/terminal.

  3. 3
    Add your catalogue

    Enter items and prices.

  4. 4
    Start selling

    Take payments in person, online or via invoice.

Expert tips

💡
Use the free online store

Square includes a basic e-commerce site at no monthly cost.

💡
Bundle payroll & marketing

Square's add-ons integrate with the same system.

Square pricing

In person
2.6% + 10¢
Per tap/dip/swipe
Online
2.9% + 30¢
Per online transaction
Software
Free
POS app included

Prices are indicative and change often — confirm on the official site.

Square FAQ

Is Square good for small business?

Yes — it's one of the easiest ways to take in-person and online payments, with free software and transparent flat-rate pricing.

Square vs Stripe?

Square is best for in-person and simple online selling; Stripe offers more developer flexibility for custom online payments.

Does Square have monthly fees?

The core POS software is free; you pay per transaction, with optional paid add-ons.

Square user reviews

No user reviews yet — be the first to share your experience.

Write a review

Reviews are moderated before publishing. No spam, no fake reviews.

Compare alternatives

Other top picks in Payments.

Stripe

4.7

Developer-first payments infrastructure

PayPal

4.2

The most recognized way to pay online